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Buying property in La Suiza, Cartago: common questions
For international buyers
Can foreigners buy property in La Suiza, Cartago?
Yes. In La Suiza, Cartago, foreign buyers have the same ownership rights as Costa Rican citizens over titled (fee-simple) property — you can own it outright in your own name, with no residency requirement. The one exception is beachfront inside the Maritime Zone.
Do I need residency to buy in La Suiza, Cartago?
No. You can buy titled property without any residency or citizenship. An investment of $150,000 or more in property (a threshold temporarily reduced from $200,000) can, in fact, qualify you to apply for temporary residency as an investor.
What taxes will I pay owning property in La Suiza, Cartago?
A one-time 1.5% transfer tax at purchase, charged on the higher of the sale price and the registered fiscal value; then an annual property tax of 0.25% of registered value. Homes whose construction value exceeds the yearly luxury-home threshold (₡143 million for 2026, about $270,000) also pay the annual Solidarity — "luxury home" — tax on a sliding scale.
Should I hold title personally or through a company?
Both are common. Many buyers hold property in a Costa Rican corporation (S.A. or S.R.L.) for estate-planning and liability reasons; others hold it personally. A local attorney can advise which fits your situation.
What does the buying process look like in La Suiza, Cartago?
A licensed notary (who in Costa Rica must be an attorney) handles the transfer and registers it with the Registro Nacional. Budget roughly 3.5–4% of the price for closing costs (transfer tax, legal fees and stamps). Buyers commonly use an escrow service — verify its SUGEF registration, which is anti-money-laundering oversight, not a guarantee of the funds.
General information, not legal advice. Costa Rican property law and tax thresholds change — confirm specifics with a licensed Costa Rican attorney before buying.